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membres.\u003C/p>","https://www.datocms-assets.com/135823/1784144424-rapport-annuel-2025-2026-1-1-compressed-1.pdf",{"responsiveImage":199},{"aspectRatio":51,"base64":200,"height":53,"sizes":54,"src":201,"srcSet":202,"webpSrcSet":11,"width":57,"alt":13,"title":13,"bgColor":203},"data:image/jpeg;base64,/9j/4AAQSkZJRgABAQAAAQABAAD/2wCEAAoHBwgHBgoICAgLCgoLDhgQDg0NDh0aFhEdIysxJC4rLi0mKzc7JR0oKSEmJDUmKC0vMjIyHSI4PTcyPCsxMi8BCgsLDg0OHBAQHDsoFhwvLy8vLy87Ly8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vL//AABEIAA4AGAMBIgACEQEDEQH/xAAXAAEBAQEAAAAAAAAAAAAAAAAFBAEA/8QAIBAAAQMEAgMAAAAAAAAAAAAAAQACAwQFBhESFBMiMf/EABcBAAMBAAAAAAAAAAAAAAAAAAIDBAH/xAAXEQADAQAAAAAAAAAAAAAAAAAAAQIS/9oADAMBAAIRAxEAPwAO3Sxtr/dmk336RkzgCAdJ9+J0vbPHQRT8NZJcHATgKncgFmA1DJMgfxd92tV+HYqKC7yTefYaN6C5Kbk0/9k=","https://www.datocms-assets.com/135823/1784144481-rapport-annuel-2025-2026-1-1.jpg?auto=format&crop=faces&fit=crop&h=400&w=700","https://www.datocms-assets.com/135823/1784144481-rapport-annuel-2025-2026-1-1.jpg?auto=format&crop=faces&dpr=0.25&fit=crop&h=400&w=700 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aussi susciter des interrogations et des incertitudes. Malgr&eacute; une vision claire, il est naturel de douter des moyens pour l'accomplir, surtout face aux nombreuses d&eacute;cisions cruciales &agrave; prendre.\u003C/p>",{"__typename":8,"id":205,"titre":206,"slug":207,"intro":11,"_modelApiKey":12},{"__typename":8,"id":216,"titre":217,"slug":218,"intro":219,"visible":26,"_modelApiKey":12,"parent":220},"A4i5hZkfSd-J-o3tvmU2sQ","Nos mentors","nos-mentors","\u003Cp>\u003Cspan>La Chambre de commerce et d'industrie Lac-Saint-Jean-Est (CCILSJE) est fi&egrave;re de compter sur un r&eacute;seau de mentors d&eacute;vou&eacute;s et exp&eacute;riment&eacute;s, engag&eacute;s &agrave; soutenir les entrepreneurs de notre r&eacute;gion. Ces professionnels chevronn&eacute;s offrent b&eacute;n&eacute;volement leur temps et leur expertise pour guider les mentor&eacute;s dans leur parcours entrepreneurial.\u003C/span>\u003C/p>",{"__typename":8,"id":205,"titre":206,"slug":207,"intro":11,"_modelApiKey":12},[222,230],{"__typename":8,"slug":218,"titre":217,"intro":219,"parent":223,"_modelApiKey":12,"image":224},{"__typename":8,"_modelApiKey":12,"titre":206,"slug":207,"intro":11},{"responsiveImage":225},{"aspectRatio":51,"base64":226,"height":53,"sizes":54,"src":227,"srcSet":228,"webpSrcSet":11,"width":57,"alt":13,"title":13,"bgColor":229},"data:image/jpeg;base64,/9j/4AAQSkZJRgABAQAAAQABAAD/2wCEAAoHBwgHBg4PCAgLDQ8TDhgRCw0MDh0NDQ0YFxUZGCITFhUaHysjGh0oHRUWJDUlKC0vMjIyGSI4PTcwPCsxMi8BCgsLDg0OHBAQHDscFhwvLy8vLy87Ly8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vL//AABEIAA4AGAMBIgACEQEDEQH/xAAYAAACAwAAAAAAAAAAAAAAAAAABAIDBf/EAB8QAAEDAwUAAAAAAAAAAAAAAAIAAQUDMTMEEhMyQ//EABUBAQEAAAAAAAAAAAAAAAAAAAIB/8QAGBEAAwEBAAAAAAAAAAAAAAAAAAITEhH/2gAMAwEAAhEDEQA/AMQINmHq6kMQA3FMU54nHErqctyeSFHHxRA4mi9xQm9TJbWxoUq48qf/2Q==","https://www.datocms-assets.com/135823/1778524500-mentors-2.jpg?auto=format&crop=faces&fit=crop&h=400&w=700","https://www.datocms-assets.com/135823/1778524500-mentors-2.jpg?auto=format&crop=faces&dpr=0.25&fit=crop&h=400&w=700 175w,https://www.datocms-assets.com/135823/1778524500-mentors-2.jpg?auto=format&crop=faces&dpr=0.5&fit=crop&h=400&w=700 350w,https://www.datocms-assets.com/135823/1778524500-mentors-2.jpg?auto=format&crop=faces&dpr=0.75&fit=crop&h=400&w=700 525w,https://www.datocms-assets.com/135823/1778524500-mentors-2.jpg?auto=format&crop=faces&fit=crop&h=400&w=700 700w,https://www.datocms-assets.com/135823/1778524500-mentors-2.jpg?auto=format&crop=faces&dpr=1.5&fit=crop&h=400&w=700 1050w,https://www.datocms-assets.com/135823/1778524500-mentors-2.jpg?auto=format&crop=faces&dpr=2&fit=crop&h=400&w=700 1400w,https://www.datocms-assets.com/135823/1778524500-mentors-2.jpg?auto=format&crop=faces&dpr=3&fit=crop&h=400&w=700 2100w","#cb1035",{"__typename":8,"slug":212,"titre":211,"intro":213,"parent":231,"_modelApiKey":12,"image":232},{"__typename":8,"_modelApiKey":12,"titre":206,"slug":207,"intro":11},{"responsiveImage":233},{"aspectRatio":51,"base64":234,"height":53,"sizes":54,"src":235,"srcSet":236,"webpSrcSet":11,"width":57,"alt":13,"title":13,"bgColor":237},"data:image/jpeg;base64,/9j/4AAQSkZJRgABAQAAAQABAAD/2wCEAAoHBwgHBgoICAgLCgoLDhgQDg0NGR0VFR0VGRYdHyUfIiEdLisjGh0oHRUWJDUlKC0vMjIyHSI4PTcwPCsxMi8BCgsLDg0OHA8QHC8oFhwvLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vL//AABEIAA4AGAMBIgACEQEDEQH/xAAXAAADAQAAAAAAAAAAAAAAAAAABQYD/8QAHRAAAQQDAQEAAAAAAAAAAAAAAgABAwQFESESBv/EABYBAQEBAAAAAAAAAAAAAAAAAAECAP/EABcRAQEBAQAAAAAAAAAAAAAAAAEAAgP/2gAMAwEAAhEDEQA/AKLN0B24kTJBWxUT2NbbqZ5k5pb7B746zkolXIJGk6tvJPPTSf2XzB+GONCp81M5VGYuoUhKt//Z","https://www.datocms-assets.com/135823/1752155949-mentoring.jpeg?auto=format&crop=faces&fit=crop&h=400&w=700","https://www.datocms-assets.com/135823/1752155949-mentoring.jpeg?auto=format&crop=faces&dpr=0.25&fit=crop&h=400&w=700 175w,https://www.datocms-assets.com/135823/1752155949-mentoring.jpeg?auto=format&crop=faces&dpr=0.5&fit=crop&h=400&w=700 350w,https://www.datocms-assets.com/135823/1752155949-mentoring.jpeg?auto=format&crop=faces&dpr=0.75&fit=crop&h=400&w=700 525w,https://www.datocms-assets.com/135823/1752155949-mentoring.jpeg?auto=format&crop=faces&fit=crop&h=400&w=700 700w,https://www.datocms-assets.com/135823/1752155949-mentoring.jpeg?auto=format&crop=faces&dpr=1.5&fit=crop&h=400&w=700 1050w,https://www.datocms-assets.com/135823/1752155949-mentoring.jpeg?auto=format&crop=faces&dpr=2&fit=crop&h=400&w=700 1400w","#994b24",{"__typename":8,"id":239,"titre":240,"slug":241,"_modelApiKey":12,"parent":13,"children":242,"sousMenu":243},"GmSJLOr8S9O39v-jyLnAkA"," Nous joindre","nous-joindre",[],[],["Date","2026-10-01T13:55:12.861Z"],"$o #)[\\-l \"s2|=# \"l-ew[ #ek\\_i \"}2:g# \"}2:f{ )5=d@f1 )5=d@ii )5=d@j. )5=d@w^ )5=d@x% )5=d@x8 )5=d@x> )5=d@j& )5=d@j+ )5=d@j- )5f2sj^ )5=d@w/ )5=d@j4 )5=d@j5 )5=d@j6 )5=d@j7 )5=d@kr )5=d@vu )5=d@wk )5=d@wl )5=d@wz )5=d@x\" )5}'#*g )5=d@x( )5=d@x+ )5=d@x. )5=d@x7 )5=d@x0 )5=d@x9 )5=d@x: )6}ls20 (wd@\u003C:t (wfpdv# (wfpdv@ (wt]kb! (w{]fpk (w{c8~0 (w|ueh9",{"data":247,"fetchedAt":263,"cacheTags":264},["Reactive",248],{"configuration":249},{"id":250,"courriel":11,"telephone":11,"copyright":11,"coordonnee":11,"slogan":11,"facebook":11,"linkedin":11,"infolettreTitre":251,"infolettreSousTitre":252,"logo":253},"d74cNzw9Q9GuOerJTZB-dw","Abonnez-vous à notre infolettre","Inscrivez-vous pour recevoir les meilleurs tutoriels et les dernières nouvelles.",{"responsiveImage":254},{"aspectRatio":255,"base64":256,"height":257,"sizes":258,"src":259,"srcSet":260,"webpSrcSet":11,"width":261,"alt":13,"title":13,"bgColor":262},2.1263537906137184,"data:image/jpeg;base64,/9j/4AAQSkZJRgABAQAAAQABAAD/2wCEAAoHBwgHBgoICAgTChULDg0NDg0VDhUODh0YFxUZGBgVIhUdHysjGh0oHRUWJTUlKC0vMjIyGSI4PTcwPCsxMi8BCgsLDg0OEBANEC8cIh0vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vLy8vL//AABEIAAwAGAMBIgACEQEDEQH/xAAZAAACAwEAAAAAAAAAAAAAAAADBQECBwD/xAAdEAACAgIDAQAAAAAAAAAAAAAAAQIEAyEREzEF/8QAFQEBAQAAAAAAAAAAAAAAAAAAAgH/xAAUEQEAAAAAAAAAAAAAAAAAAAAA/9oADAMBAAIRAxEAPwDV7dxY5JIDL6DcQF3eRFXFdfghMaVhZOUyRfTk1PRxFf/Z",70,"(max-width: 150px) 100vw, 150px","https://www.datocms-assets.com/135823/1724164013-cci-coul.jpg?auto=format&fit=fill&q=40&w=150","https://www.datocms-assets.com/135823/1724164013-cci-coul.jpg?auto=format&dpr=0.5&fit=fill&q=40&w=150 75w,https://www.datocms-assets.com/135823/1724164013-cci-coul.jpg?auto=format&dpr=0.75&fit=fill&q=40&w=150 112w,https://www.datocms-assets.com/135823/1724164013-cci-coul.jpg?auto=format&fit=fill&q=40&w=150 150w,https://www.datocms-assets.com/135823/1724164013-cci-coul.jpg?auto=format&dpr=1.5&fit=fill&q=40&w=150 225w,https://www.datocms-assets.com/135823/1724164013-cci-coul.jpg?auto=format&dpr=2&fit=fill&q=40&w=150 300w,https://www.datocms-assets.com/135823/1724164013-cci-coul.jpg?auto=format&dpr=3&fit=fill&q=40&w=150 450w",150,"#335570",["Date","2026-10-01T13:55:12.898Z"],"$o #)[\\-l \"s2|=# \"l-ew[ #emb{7 \"}4[#k )5d]m?} (wfu_y{",{"data":266,"fetchedAt":389,"cacheTags":390},["Reactive",267],{"site":268,"blogue":289},{"favicon":269},[270,277,281,285],{"attributes":271,"content":13,"tag":276},{"sizes":272,"type":273,"rel":274,"href":275},"16x16","image/png","icon","https://www.datocms-assets.com/135823/1724079026-favicon.png?auto=format&h=16&w=16","link",{"attributes":278,"content":13,"tag":276},{"sizes":279,"type":273,"rel":274,"href":280},"32x32","https://www.datocms-assets.com/135823/1724079026-favicon.png?auto=format&h=32&w=32",{"attributes":282,"content":13,"tag":276},{"sizes":283,"type":273,"rel":274,"href":284},"96x96","https://www.datocms-assets.com/135823/1724079026-favicon.png?auto=format&h=96&w=96",{"attributes":286,"content":13,"tag":276},{"sizes":287,"type":273,"rel":274,"href":288},"192x192","https://www.datocms-assets.com/135823/1724079026-favicon.png?auto=format&h=192&w=192",{"_updatedAt":290,"id":291,"titre":292,"intro":293,"publication":294,"description":295,"_firstPublishedAt":296,"_seoMetaTags":297,"seo":13,"__typename":192,"image":355,"mobileImage":368,"slug":377,"auteur":378,"content":13},"2024-08-20T08:52:52-07:00","PccCdZzxQ9q2yPuKNQSFyQ","Un accompagnement de proximité et l’accès à du financement","\u003Cp>Devenir entrepreneur, c&rsquo;est souvent la r&eacute;alisation d&rsquo;un r&ecirc;ve, la concr&eacute;tisation d&rsquo;un projet qui habite l&rsquo;esprit depuis bien longtemps. Cependant, passer du r&ecirc;ve &agrave; la r&eacute;alit&eacute; n&rsquo;est pas une mince affaire.\u003C/p>","2019-02-11","\u003Cp>\u003Cstrong>Une collaboration d'&Eacute;milie Lachance Fonds d&rsquo;entraide communautaire (Microentreprendre)\u003C/strong>\u003C/p>\n\u003Cp>\u003Cstrong>Devenir entrepreneur, c&rsquo;est souvent la r&eacute;alisation d&rsquo;un r&ecirc;ve, la concr&eacute;tisation d&rsquo;un projet qui habite l&rsquo;esprit depuis bien longtemps. Cependant, passer du r&ecirc;ve &agrave; la r&eacute;alit&eacute; n&rsquo;est pas une mince affaire. Malgr&eacute; toute la d&eacute;termination et la volont&eacute; que nous poss&eacute;dons, il manque parfois une simple pouss&eacute;e dans le dos pour permettre de surmonter les nombreux obstacles qui jonchent la voie entrepreneuriale.&nbsp;\u003C/strong>\u003C/p>\n\u003Cp>Dans de nombreux cas, le financement est la principale cause qui nuit &agrave; la r&eacute;alisation d&rsquo;un projet d&rsquo;affaires. Soit que le projet ne cadre pas avec les crit&egrave;res d&rsquo;admissibilit&eacute; des programmes gouvernementaux, ou qu&rsquo;il semble trop risqu&eacute; pour les institutions financi&egrave;res. Cette r&eacute;alit&eacute; touche princi- palement les micro-entreprises, notamment les travailleurs autonomes, qui ont souvent des besoins &agrave; plus petite &eacute;chelle. Que faire si le montant minimum pr&ecirc;t&eacute; par les institutions d&eacute;passe les 20 000 $ alors que les besoins en financement sont beaucoup moins &eacute;lev&eacute;s?\u003C/p>\n\u003Cp>C&rsquo;est ce que propose le Fonds d&rsquo;entraide communautaire (FEC) depuis plus de 20 ans. Ses services reposent sur l&rsquo;accompagnement de proximit&eacute; et l&rsquo;acc&egrave;s &agrave; un financement sous la forme de microcr&eacute;dits par le biais de pr&ecirc;ts d&rsquo;honneur. Cette approche contribue &agrave; la r&eacute;alisation de projets de vie individuels et collectifs qui favorisent l&rsquo;am&eacute;lioration de la qualit&eacute; de vie des entrepreneurs, mais aussi le d&eacute;veloppement socio&eacute;conomique du Saguenay&ndash; Lac-Saint-Jean. Le FEC se veut &ecirc;tre une ressource de premier niveau pour les entrepreneurs qui ont un acc&egrave;s limit&eacute; aux sources conventionnelles de financement ou qui vivent de l&rsquo;exclusion sociale.\u003C/p>\n\u003Cp>En 20 ans, l&rsquo;intervention du FEC a permis la cr&eacute;ation et le maintien de plus de 220 entreprises, la cr&eacute;ation et le maintien de 300 emplois et l&rsquo;accompagnement de pr&egrave;s de 160 personnes par ann&eacute;e. De plus, elle a permis de faire des pr&ecirc;ts d&rsquo;honneur de plus de 400 000 $ pour un effet levier de 4,9 millions de dollars. Visitez lefec.org pour en apprendre plus sur les possibilit&eacute;s offertes par le FEC et son microcr&eacute;dit.\u003C/p>\n\u003Cp>La source du microcr&eacute;dit : la communaut&eacute; Le FEC dispose d&rsquo;un fonds de capitalisation qui fructifie gr&acirc;ce aux donateurs, qui proviennent de diff&eacute;rents milieux. Le d&eacute;veloppement du fonds de capitalisation se fait entre autres par le mouvement Vendredi Startup : un concept solidaire de financement&nbsp;qui implique les entreprises et les institutions r&eacute;gionales en permettant le port du jeans chaque vendredi, moyennant une contri- bution volontaire de 2 $ par semaine et par employ&eacute;. Le financement du fonds se fait &eacute;galement par la vente de produits solidaires comme Star&rsquo;th&eacute;-vous, une gamme de th&eacute;s d&eacute;velopp&eacute;e en collaboration avec la librairie La Source.\u003C/p>\n\u003Cp>\u003Ca href=\"https://www.microentreprendre.ca/fr/\">https://www.microentreprendre.ca/fr/\u003C/a>\u003C/p>","2024-06-28T07:45:28-07:00",[298,300,304,307,311,314,317,321,325,329,332,336,340,344,348,351],{"attributes":13,"content":292,"tag":299},"title",{"attributes":301,"content":13,"tag":303},{"property":302,"content":292},"og:title","meta",{"attributes":305,"content":13,"tag":303},{"name":306,"content":292},"twitter:title",{"attributes":308,"content":13,"tag":303},{"name":309,"content":310},"description","Devenir entrepreneur, c’est souvent la réalisation d’un rêve, la concrétisation d’un projet qui habite l’esprit depuis bien longtemps. 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